Baldwin: Economy & Jobs
Baldwin reports a median household income of $59,242 (1.1× below Habersham County median $67,309; 1.3× below Georgia median $77,353), with homes at a median value of $167,300. The surrounding county supports 4,876 jobs (avg $44,856).
- $62,378 avg taxable income per return — similar than the median household income (vs Georgia $75,639).
Income & Affordability
Median household income $59,242 — below the Georgia median ($70,136). Poverty rate 20.2% (U.S. average ~12.5%).
| Affordability · Price To Income Ratio | 2.8× |
|---|---|
| Affordability · Rent To Income Pct | 22.0% |
| Affordability · Affordable | Yes |
| Affordability · Interpretation | very affordable |
| Irs Income · IRS tax returns filed | $8,600 |
| Irs Income · Total Adjusted Gross Income (thousands) | $536,451 |
| Irs Income · Average AGI per return | $62,378 (vs Georgia $75,639) |
| Irs Income · Year | 2022 |
| Income Estimate | $62,378 |
| Median Household Income | $59,242 (vs Georgia $70,136) |
| Poverty Rate | 20.2% |
Sources: IRS SOI 2022 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Economic Character
Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.
| Economic Character · Workforce | blue_collar |
|---|---|
| Economic Character · Top Industry | Manufacturing |
| Economic Character · Income Level | middle-class |
| Economic Character · Median Income | $59,242 |
Employment & Workforce
Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 0.5% — below the U.S. average of ~4%. 8% work from home (U.S. average ~15%).
| Commuter Profile · Mean Commute Min | 23.40 |
|---|---|
| Commuter Profile · Work From Home Pct | 7.9% |
| Commuter Profile · Profile | short commute |
| Employment · Avg annual employment (county) | 4,876 |
| Employment · Total annual wages (county) | $218,730,586 |
| Employment · Average annual pay | $44,856 |
| Employment · Year | 2024 |
| State Occupation Wages · Year | 2023 |
| State Occupation Wages · All Occupations · Soc Code | 00-0000 |
| State Occupation Wages · All Occupations · Title | All Occupations |
| State Occupation Wages · All Occupations · Employment | 4,757,900 |
| Unemployment Rate | 0.5% (vs Georgia 3.5%) |
Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Industry Sectors
Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.
| Agriculture · Total Farms | 21 |
|---|---|
| Agriculture · Land In Farms Acres | 4,576 |
| Agriculture · Avg Farm Size Acres | 217.90 |
| Agriculture · Top Commodities | Animal Totals, Poultry Totals, Cattle, Crop Totals, Field Crops, Other |
| Agriculture · Year | 2022 |
| Business Patterns · Establishments (employer count) | 317 |
| Business Patterns · Total Employees | 3,601 |
| Business Patterns · Annual Payroll Thousands | 123,785 |
| Business Patterns · Year | 2022 |
Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match
Local Business Mix
Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.
| Local Businesses · Convenience Stores | 3 |
|---|---|
| Local Businesses · Gas Stations | 10 |
| Local Businesses · General Merchandise | 4 |
| Local Businesses · Real Estate Offices | 5 |
| Local Businesses · Law Offices | 4 |
| Local Businesses · Physician Offices | 5 |
| Local Businesses · Hotels Motels | 15 |
| Local Businesses · Full Service Restaurants | 13 |
Sources: Census CBP — NAICS detail codes
Dining Scene
Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.
| Dining Scene · Full Service Restaurants | 13 |
|---|---|
| Dining Scene · Fast Food | 16 |
Sources: Census CBP NAICS 722
Banking
FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.
Branches (2)
SNAP & Food Access
USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.
Sample (5)
| Nearest Snap · Name | Dollar General 13370 |
|---|---|
| Nearest Snap · Total In Area | 5 |
Chamber of Commerce
IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.
| Chamber Of Commerce · Name | BANKS COUNTY CHAMBER OF COMMERCE INC |
|---|
Sources: IRS EO BMF · Refreshed 2026-04-12
Spending & Tax
Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).
| Federal Spending · Federal Spending Fy2024 | $115,107,110 |
|---|---|
| Federal Spending · Per Capita | 6,382.43 (vs Georgia $7,735) |
| Federal Spending · Population | 18,035 people (vs Georgia 37,381) |
Sources: USAspending API
Other
| Pct Drove Alone | 74.1% |
|---|---|
| Pct Public Transit | 0.5% |
| Pct Walked | 7.9% |
| Retirement Score · Median age | 33.5 years (vs Georgia 35.6y) |
| Retirement Score · Ss Household Pct | 24.6% |
| Retirement Score · Va Access | Yes |
| Retirement Score · Affordable | Yes |
| Retirement Score · Factors | VA nearby, affordable |
| Retirement Score · Rating | fair |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12