St. Simons: Housing & Real Estate
The median St. Simons home is valued at $555,600 (estimated market value runs 11% higher at $614,015), with median rent $1,799 (1.6× higher than Glynn County median $1,135; 1.3× higher than Georgia median $1,393). Homeownership rate: 85.9%. That's 1.8× higher than the Glynn County median ($301,300); 1.8× higher than the Georgia median ($303,300). Market is warm. Vacancy rate 33.3%. New construction makes up 13.4% of stock. A municipal building code is in effect.
- 5.1× annual income — home value vs. household income (vs Georgia 4.2×).
- 25.7 years to break even renting at the median (vs Georgia 18y).
- 4-BR rent is 1.8× a studio — rent gradient by unit size.
- Median rent runs 39% above HUD 2-BR FMR — local market vs federal subsidy benchmark.
Home Values & Rent
Median home value $555,600 — 1.9× the Georgia median ($296,600). Median rent $1,799/month. homeownership rate 85.9% — above the U.S. share of ~65%.
| Affordability · Price To Income Ratio | 5.1× |
|---|---|
| Affordability · Rent To Income Pct | 19.8% |
| Affordability · Interpretation | expensive |
| Fair Market Rent · Studio rent | $1,035 (vs Georgia $1,585) |
| Fair Market Rent · One-bedroom rent | $1,105 (vs Georgia $1,660) |
| Fair Market Rent · Two-bedroom rent | $1,293 (vs Georgia $1,820) |
| Fair Market Rent · Three-bedroom rent | $1,550 (vs Georgia $2,182) |
| Fair Market Rent · Four-bedroom rent | $1,906 (vs Georgia $2,605) |
| Fair Market Rent · HUD FMR area | Brunswick-St. Simons, GA MSA |
| Fair Market Rent · Fiscal year | FY2026 |
| Home Value Estimate | $614,015 |
| Median Home Value | $555,600 (vs Georgia $296,600) |
| Median Rent | $1,799 (vs Georgia $1,382) |
Sources: HUD FMR FY2026 · Census ACS 5-Year 2023, B25077 · Census ACS 5-Year 2023 · Refreshed 2026-04-12
Tenure & Occupancy
Owner-occupied vs renter-occupied housing units, plus vacancy rates.
| Housing Market · Market temperature | warm |
|---|---|
| Housing Market · Vacancy rate | 33.3% |
| Housing Market · New construction (% of stock) | 13.4% |
| Housing Market · Price Appreciation 2Yr | 14.8% |
Utilities
Electricity, water, and broadband infrastructure serving residents. Broadband percentages reflect the share of premises that can subscribe to service at the listed speed (FCC Form 477).
Systems (5)
| Broadband · % of premises with 25/3 Mbps broadband | 100.0% (at Georgia median) |
|---|---|
| Broadband · % of premises with 100/20 Mbps broadband | 100.0% (at Georgia median) |
| Broadband · % of premises with 250/25 Mbps broadband | 100.0% (at Georgia median) |
| Broadband · % of premises with 1 Gbps / 100 Mbps broadband | 100.0% (vs Georgia 82.3%) |
| Broadband · Broadband-capable premises | 10,462 |
| Electricity · Electricity rate (¢/kWh) | 14.08¢/kWh |
| Electricity · Customers | 4815501 |
| Electricity · Revenue Millions | $8,740 |
| Electricity · Year | 2024 |
| Mobile Broadband · 3G mobile coverage | 0.000000000 |
| Mobile Broadband · 4G mobile coverage | 1.000000000 (at Georgia median) |
| Mobile Broadband · 5G mobile coverage | 0.991631799 (at Georgia median) |
| Mobile Home Parks Detail · County total | 22 |
Sources: FCC BDC Jun 2025 · EIA Annual Retail Sales 2023 · FCC BDC Mobile 2024 · HIFLD / IRS BMF · Refreshed 2026-04-12
Other
| Homeownership Rate | 85.9% (vs Georgia 52.4%) |
|---|---|
| Median Year Built | 1988 |
Sources: Census ACS 5-Year 2023 · Refreshed 2026-04-12