St. Simons: Economy & Jobs

Earnings in St. Simons center on a median $108,771 (1.6× higher than Glynn County median $69,799; 1.4× higher than Georgia median $77,353), with homes at a median value of $555,600. The surrounding county supports 42,456 jobs (avg $53,989).

Income & Affordability

Median household income $108,771 — above the Georgia median ($70,136). Poverty rate 4.5% (U.S. average ~12.5%).

Affordability · Price To Income Ratio5.1×
Affordability · Rent To Income Pct19.8%
Affordability · Interpretationexpensive
Irs Income · IRS tax returns filed$39,530
Irs Income · Total Adjusted Gross Income (thousands)$3,376,004
Irs Income · Average AGI per return$85,404 (vs Georgia $75,639)
Irs Income · Year2022
Income Estimate$120,725
Median Household Income$108,771 (vs Georgia $70,136) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate4.5%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcewhite_collar
Economic Character · Top IndustryProfessional
Economic Character · Income Levelaffluent
Economic Character · Median Income$108,771

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 1.4% — below the U.S. average of ~4%. 17% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min17.50
Commuter Profile · Work From Home Pct17.1%
Commuter Profile · Profileshort commute
Employment · Avg annual employment (county)42,456
Employment · Total annual wages (county)$2,292,136,093
Employment · Average annual pay$53,989
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,757,900
Unemployment Rate1.4% (vs Georgia 3.5%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms4
Agriculture · Land In Farms Acres610
Agriculture · Avg Farm Size Acres152.50
Agriculture · Top CommoditiesAnimal Totals, Equine, Crop Totals, Berry Totals, Fruit & Tree Nut Totals
Agriculture · Year2022
Business Patterns · Establishments (employer count)2,723
Business Patterns · Total Employees30,702
Business Patterns · Annual Payroll Thousands1,397,685
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores20
Local Businesses · Convenience Stores24
Local Businesses · Liquor Stores24
Local Businesses · Gas Stations45
Local Businesses · General Merchandise22
Local Businesses · Clothing Stores14
Local Businesses · Pet Stores4
Local Businesses · Bookstores4

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants102
Dining Scene · Fast Food100
Dining Scene · Bars8
Dining Scene · Coffee Snacks27

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (10)

PrimeSouth Bank
PRIMESOUTH BANK-BRUNSWICK BRANCH · 101 Hyde Park Cmns · 31523
Ameris Bank
JEKYLL ISLAND BRANCH · 31 Main St · 31527
Bank OZK
ST. SIMONS BRANCH · 1809 Frederica Rd · 31522
Southeastern Bank
BRUNSWICK BRANCH · 15 Trade St · 31525
Bank of America, National Association
GLYNN PLACE MALL BRANCH · 167 Altama Connector · 31525
United Community Bank
ST. SIMONS OFFICE BRANCH · 2461 Demere Rd · 31522
Renasant Bank
BRUNSWICK BRANCH · 103 Scranton Connector · 31525
First Horizon Bank
ST. SIMONS ISLAND BRANCH · 3509 Frederica Road, Suite 1 · 31522
Truist Bank
SEA ISLAND ROAD BRANCH · 501 Sea Island Rd · 31522
South Coast Bank & Trust
South Coast Bank & Trust · 1500 Newcastle St · 31520

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (1)

Flash Foods LLC 274002
Convenience Store · 50 Ben Fortson Pkwy
Nearest Snap · NameOnestop 42
Nearest Snap · Distance0.5 mi

Sources: USDA SNAP — nearest by coordinates

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameGREATER ROME CHAMBER OF COMMERCE FOUNDATION INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$1,020,489,439
Federal Spending · Per Capita12,076.94 (vs Georgia $7,735)
Federal Spending · Population84,499 people (vs Georgia 37,381)

Sources: USAspending API

Other

Pct Drove Alone74.1%
Pct Public Transit1.2%
Pct Walked17.1%
Retirement Score · Median age59.1 years (vs Georgia 35.6y)
Retirement Score · Ss Household Pct51.1%
Retirement Score · Hospitals Nearby2
Retirement Score · Va AccessYes
Retirement Score · Factorsolder population, strong SS base, hospital access, VA nearby
Retirement Score · Ratingexcellent

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12