St. Marys: Economy & Jobs

St. Marys's typical household earns $74,288 (about the same as Camden County median $74,378; about the same as Georgia median $77,353), with homes at a median value of $312,300. The surrounding county supports 15,883 jobs (avg $54,858).

Income & Affordability

Median household income $74,288 — above the Georgia median ($70,136). Poverty rate 17.4% (U.S. average ~12.5%).

Affordability · Price To Income Ratio4.2×
Affordability · Rent To Income Pct19.1%
Affordability · Interpretationmoderate
Irs Income · IRS tax returns filed$24,570
Irs Income · Total Adjusted Gross Income (thousands)$1,621,338
Irs Income · Average AGI per return$65,989 (vs Georgia $75,639)
Irs Income · Year2022
Income Estimate$76,656
Median Household Income$74,288 (vs Georgia $70,136) median_household_income: 2 observations from 2026-04-23 to 2026-04-23
Poverty Rate17.4%

Sources: IRS SOI 2022 · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Economic Character

Qualitative classification derived from Census occupation, industry, and income data — workforce composition (white-collar/blue-collar), top employing sector, and income tier.

Economic Character · Workforcemixed
Economic Character · Top IndustryEducation Healthcare
Economic Character · Income Levelmiddle-class
Economic Character · Median Income$74,288

Employment & Workforce

Employment + workforce stats. The county-level employment count covers all jobs within the county, not just town residents. Unemployment rate 4.0% — near the U.S. average of ~4%. 11% work from home (U.S. average ~15%).

Commuter Profile · Mean Commute Min26.20
Commuter Profile · Work From Home Pct11.4%
Commuter Profile · Profilemoderate commute
Employment · Avg annual employment (county)15,883
Employment · Total annual wages (county)$871,327,672
Employment · Average annual pay$54,858
Employment · Year2024
State Occupation Wages · Year2023
State Occupation Wages · All Occupations · Soc Code00-0000
State Occupation Wages · All Occupations · TitleAll Occupations
State Occupation Wages · All Occupations · Employment4,757,900
Unemployment Rate4.0% (vs Georgia 3.5%)

Sources: BLS QCEW 2023 · BLS Occupational Employment and Wage Statistics (OES) · Census ACS 5-Year 2023  ·  Refreshed 2026-04-12

Industry Sectors

Major industries by establishment count from Census County Business Patterns (2022). Sectors are NAICS-coded; counts are county-wide employer establishments.

Agriculture · Total Farms8
Agriculture · Land In Farms Acres3
Agriculture · Avg Farm Size Acres40.0%
Agriculture · Top CommoditiesCrop Totals, Fruit & Tree Nut Totals, Berry Totals, Animal Totals, Cattle
Agriculture · Year2022
Business Patterns · Establishments (employer count)912
Business Patterns · Total Employees9,820
Business Patterns · Annual Payroll Thousands408,733
Business Patterns · Year2022

Sources: USDA NASS Census 2022 — county FIPS matched · Census CBP API — county FIPS match

Local Business Mix

Retail and service businesses by category (Census CBP NAICS-coded). Counts cover the surrounding county, not just the town. Reflects the everyday commercial mix residents can access.

Local Businesses · Grocery Stores7
Local Businesses · Convenience Stores7
Local Businesses · Liquor Stores4
Local Businesses · Gas Stations31
Local Businesses · General Merchandise17
Local Businesses · Electronics Stores3
Local Businesses · New Car Dealers3
Local Businesses · Used Car Dealers4

Sources: Census CBP — NAICS detail codes

Dining Scene

Eating + drinking establishments by NAICS category (Census CBP 2022) — full-service restaurants, fast-food, bars, coffee shops. County-level counts.

Dining Scene · Full Service Restaurants33
Dining Scene · Fast Food44
Dining Scene · Bars4
Dining Scene · Coffee Snacks7

Sources: Census CBP NAICS 722

Banking

FDIC-insured bank branches with addresses. Branch density correlates with population — fewer branches per resident in lower-density areas.

Branches (5)

Pineland Bank
KINGSLAND BRANCH · 201 E King Ave · 31548
Ameris Bank
SAINT MARYS BRANCH · 2509 Osborne Rd · 31558
Southeastern Bank
KINGSLAND BRANCH · 1501 Ga Highway 40 E · 31548
Renasant Bank
ST MARYS BRANCH · 392 Charlie Smith Sr Hwy · 31558
Pinnacle Bank
CAMDEN FINANCIAL BANKING CENTER BRANCH · 6308 Georgia Highway 40 E · 31558

SNAP & Food Access

USDA-authorized SNAP retailers — supermarkets, super stores, convenience stores, and other locations where SNAP benefits can be redeemed. Per-1K density tracks food access.

Sample (2)

Kingsbay Food Inc 1
Convenience Store · 3791 Charlie Smith Sr. Hwy
Dollar General 21013
Other · 3901 Charlie Smith Sr Hwy
Nearest Snap · NameKingsbay Food Inc 1
Nearest Snap · Total In Area2

Sources: USDA SNAP API — state+city name match

Chamber of Commerce

IRS-registered chamber of commerce organizations matched to this town. Reflects the IRS Exempt Organizations BMF; some chambers operate informally and may not appear here.

Chamber Of Commerce · NameCAMDEN COUNTY CHAMBER OF COMMERCE INC

Sources: IRS EO BMF  ·  Refreshed 2026-04-12

Spending & Tax

Federal spending flowing to the surrounding county — direct payments, grants, contracts, loans (USAspending.gov).

Federal Spending · Federal Spending Fy2024$831,461,020
Federal Spending · Per Capita15,181.51 (vs Georgia $7,735)
Federal Spending · Population54,768 people (vs Georgia 37,381)

Sources: USAspending API

Other

Pct Drove Alone78.7%
Pct Public Transit1.4%
Pct Walked11.4%
Retirement Score · Median age33.8 years (vs Georgia 35.6y)
Retirement Score · Ss Household Pct32.1%
Retirement Score · Hospitals Nearby1
Retirement Score · Va AccessYes
Retirement Score · Factorsstrong SS base, hospital access, VA nearby
Retirement Score · Ratinggood

Sources: Census ACS 5-Year 2023  ·  Refreshed 2026-04-12